19815 Bay Branch Rd
Andalusia, Alabama 36420
(334) 222-2523
HELPLINE: 1-877-530-0002



Facebook    

 

SCAMHC is an approved Mental Health site for the National Health Service Corps Loan Repayment program.  Find out the program details and see if you qualify by visiting: http://nhsc.hrsa.gov/

SCAMHC is an Equal Opportunity Provider and Employer and maintains a Drug-Free Workplace.

SCAMHC serves all individuals regardless of inability to pay. Discounts for essential services are offered based on family size and income. For more information, contact (334) 222-2523 or our 24/7 Helpline at 1-877-530-0002.

 

 


powered by centersite dot net
Aging & Geriatrics
Resources
Basic InformationLatest News
Right Amount of Sleep May Be Important in Early Alzheimer'sWant Fewer Fractures in Nursing Homes? Put More Dairy on the MenuAHA News: Hearing Loss and the Link to DementiaFDA Eases Access to Cheaper Over-the-Counter Hearing AidsOne-Third of Americans With Arthritis Get No ExerciseMany Older Americans Who Should Be Checking Blood Pressure at Home Aren't: PollRetired and Want to Stay Sharp? Hop on the Internet More OftenFDA Approves Pfizer Booster Shots for Seniors, High-Risk AmericansTurning 65 Brings Big Health Care Cost Savings, Study FindsAfter an ICU Stay, Social Support Crucial for Seniors' SurvivalDiets That Lower Brain Iron Could Keep You SharpHealth Savings Accounts Used Least by People Who Need Them Most: PollCould Cheaper, Over-the-Counter Hearing Aids Finally Be Here?Could Traffic Noise Raise Your Odds for Dementia?Postponing Retirement Might Help Keep Dementia at BayHow Common Is Opioid Misuse Among Seniors After Hip Surgery?Vaccines' Power Against COVID Hospitalization Fades in Elderly: StudyAHA News: What Are Researchers Doing to Stop Dementia?Why Water Is Key to Your Heart's HealthToo Much Screen Time Could Raise Your Odds for StrokeHaving Someone Who'll Listen May Be Good for Your Aging BrainNeuro Surprise: Some Brain Skills Might Improve With AgeA Second 'Closet' for Some LGBTQ Seniors Entering Nursing HomesAnother Pandemic Harm: Seniors May Have Higher Risk of FallingJust 200 Fewer Calories Per Day Brings Big Health Rewards for Obese SeniorsDeaths From Alzheimer's Far More Common in Rural AmericaSeniors Rarely Discuss Their Drinking With Their DoctorsLoneliness Raises Opioid Dangers in Seniors: StudyWant to Avoid Dementia? Add Some Color to Your Plate1 in 20 Cases of Dementia Occurs in People Under 65A Better Test to Help Spot Glaucoma?Reading, Puzzles May Delay Alzheimer's by 5 Years: StudyWhole Grains Every Day: Key to Your Health and WaistlineMedicare Mulls Coverage for Controversial Alzheimer's DrugMissing Teeth, Higher Odds for Dementia?Healthy Living Can Lower Your Odds for Alzheimer'sMost Cases of Dementia in U.S. Seniors Go Undiagnosed: StudyToo Many Older Americans Are Taking Daily AspirinCan Your Blood Pressure Medicine Protect Your Memory?In 11 States, Seniors' Low Vaccination Rates a 'Powder Keg' for New CasesMany U.S. Seniors May Need Better Knee Arthritis CareCataracts: Common, and Easy to TreatOld Age No Bar to Successful Heart Transplant, Study FindsPandemic Boosted Drinking Among Americans Over 50: PollAHA News: Overcoming Midlife Barriers to Exercise and Better HealthToo Much TV May Dull the Aging BrainHealthy Living Helps Prevent Dementia, Even If It Runs in the FamilyAHA News: Is It Normal Aging or Early Signs of Dementia?Do Prescription Sleep Medicines Even Work?Feel Younger Than Your Age? You Might Live Longer
Questions and AnswersVideosLinksBook ReviewsSelf-Help Groups
Related Topics

Depression: Depression & Related Conditions
Elder Care

Turning 65 Brings Big Health Care Cost Savings, Study Finds

HealthDay News
by Steven Reinberg
Updated: Sep 15th 2021

new article illustration

WEDNESDAY, Sept. 15, 2021 (HealthDay News) -- When Americans are eligible for Medicare at age 65, they see a significant drop in their out-of-pocket medical costs.

Lowering the eligibility age would save even more, especially for people with the highest out-of-pocket costs, according to a new study.

"Medicare really improves financial risk protection for older adults, and reducing the age of Medicare eligibility would go a long way in reducing the financial burden of health care spending for those who are not quite 65," said lead author Dr. John Scott. He is an assistant professor of cardiac surgery at the University of Michigan Medical School, in Ann Arbor.

For the study, Scott's team looked at out-of-pocket health care costs for people between their late 50s and early 70s, including co-pays, deductibles and costs not covered by insurance.

The average out-of-pocket amount dropped 27% from age 64 to 66, even as incomes stayed about the same, and average health costs paid by insurance and individuals rose 5%, the study found.

And the percentage of older adults without health insurance went from 5% at age 64 to nearly none at 66.

The researchers took special notice of older adults whose health costs ate up more than 40% of their income after food and housing. Nearly 9% of uninsured 64-year-olds fell into this group. By age 66, the percentage had dropped by 35%, the findings showed.

The lack of Medicare benefits for some types of care — including dental, vision and hearing — may have contributed to the fact that nearly 6% of 66-year-olds still spent more than 40% of their disposable income on health costs. Some of this could also reflect costs for those who chose traditional Medicare and didn't buy a Medigap plan, the study authors said.

"The financial burden of paying for health care — sometimes referred to as 'financial toxicity' — is high for older adults in their 60s," Scott said in a university news release. "With the rise in high-deductible commercial health insurance plans, simply having health insurance is not enough to protect patients from high out-of-pocket health care costs."

When researchers compared the years before Medicare eligibility to those after it, the percentage who said they had delayed care because of cost dropped 17%.

"Unaffordable care isn't just bad for someone's wallet, it's bad for their health," Scott said.

The findings were published online Sept. 10 in JAMA Health Forum.

More information

For more on health care costs, visit the Kaiser Family Foundation.

SOURCE: University of Michigan, news release, Sept. 13, 2021